Apple says no to credit or debit card payments in India


Customers in India who want to buy applications, media, or subscriptions from Apple would need to have a balance in their Apple ID.

image source: mysmartprice

Banks, financial institutions and “gateways” would now have to get permission from Reserve Bank of India before processing credit and debit card transactions for subscriptions that automatically renew.

Transaction notifications, e-mandates, and Additional Factors of Authentication are required under the mandate (AFA). Transactions that don’t fulfil the directive’s standards will be rejected by banks or card issuers.


Apps and subscriptions to Apple TV+ and Apple Music, as well as movies and TV series purchased via iTunes will no longer be available in India as a result of this regulatory change.

According to The News Minute and 9to5Mac, customers are already experiencing service outages.

Apple’s support site notes that in order to avoid subscription disruptions, customers will need to replenish their Apple ID balance.


In India, recurring transactions must be processed in accordance with the country’s regulations. Your transactions will be affected if you are using an Indian debit or credit card and have a membership to the service. Banks and credit card companies have the right to refuse certain transactions.

Using your Apple ID balance, you may pay for your subscriptions. App Store Codes, Net Banking, and UPI may all be used to increase your Apple ID balance.

Customers in India were given the opportunity to gain a 20 percent bonus on any money they deposited into their Apple ID as a result of an Apple campaign.


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